Purchases that are not eligible to be paid Rewards Points are set out all the rage the Altitude Terms and Conditions. Adequate purchases do not include fees, coin, cash equivalent transactions, payments to the Australian Tax Office, BPAY, BPAY alike transaction, refunds and balance transfers debited from the card account.

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Suitability for a black credit card

Be credit savvy: Before applying, consider a realistic credit limit and check altogether conditions, interest rates, fees and charges on your selected card. A amalgamation fee may apply. Do you compensate off your credit card regularly? Banks analyse spending and repayment data after ascertaining customer value, with responsible spenders in the higher wage bracket identified as prime candidates for a black credit card. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for travellers cheques and foreign currencies. You will basic to activate your travel insurance designed for each trip in order to allow a comprehensive level of cover. Black cards also come with fairly abrupt annual fees, greater opportunities for points rewards and a whole bunch of other perks and enticements to add sugar to the deal. The Primary Cardholder receives two complimentary visits in any month period, one of which may be used by an accompanying guest.

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Already a customer banking online with us?

Points are earned on eligible transactions excludes for example BPAY transactions, cash advances, balance transfers and payments to the Australian Taxation Office unless made using a Business Awards card and are subject to points capping. Bank fees and charges apply. This promotion can be varied or withdrawn at a few time and is not available all the rage conjunction with any other promotion. Certain Qantas products and services are the following items purchased directly from Qantas: Qantas passenger flights with a QF flight numberQantas Frequent Flyer and Qantas Club membership joining and annual fees. You do not receive points but your card account is in arrears for 2 consecutive statement cycles after that in other circumstances. There are a few questions worth asking: Is your acquaint with credit limit too low for your needs? Suitability for a black accept card As expected with a premium product, black credit cards offer features that will result in value after that savings if used wisely.

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Elevation Rewards: You must be a affiliate of the relevant frequent flyer program to redeem Altitude Points for common flyer points. Fees or charges all the rage relation to this Card are barely payable to American Express, not Westpac. Availability of Reward flights may be limited. Customers opted in to Qantas Frequent Flyer Direct can earn ahead to 1, Awards points per day which is equal toQantas Points.

The original black card

Qantas Club Complimentary Invitations must not be resold. Westpac is the credit bringer and credit licensee under National Buyer Credit Laws. Applications for credit cards are subject to credit approval. Around are some questions worth asking: Is your present credit limit too at a low level for your needs? How many accept cards are you using at present? Black cards also come with absolutely steep annual fees, greater opportunities designed for points rewards and a whole bouquet of other perks and enticements en route for sweeten the deal. Customers opted all the rage to Qantas Frequent Flyer Direct be able to earn up to 1,, Awards points per year which is equal en route for , Qantas Points. An international business fee will apply.

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